Credit Card Processing Pricing, Explained Up Front
Every business is different, so we don’t post one-size-fits-all rates. Send us a recent processing statement and we’ll show you exactly what you’re paying now and what you’d pay with us, before you decide anything.
Clear Pricing in Three Steps
We Start With Your Statement
Your costs depend on your card mix, sales volume and how you take payments, so we begin with what you're paying today.
You Get a Line-by-Line Quote
We walk you through every fee, point out the ones you don't need, and show you what you'd pay with us.
You Decide, With No Contract
If it makes sense, we set you up. There's no long-term contract and no cancellation fee, and no obligation to switch.
What's on a Credit Card Processing Statement
Most statements are built from the same handful of charges. Knowing what each one is makes it much easier to spot what you are overpaying for.
Interchange fees
Set by the card networks and paid to the bank that issued your customer’s card. They vary by card type and by how the card is accepted, such as in person or online.
Card network (assessment) fees
Smaller fees charged by card networks like Visa and Mastercard on the transactions you process.
Processor markup
What your processor charges on top of interchange and network fees. This is the part that varies most from one provider to the next, and where we focus when we review your costs.
Monthly and account fees
Statement, PCI compliance, equipment and other account fees. Some are reasonable, some are not, and many business owners have never had them explained.
What You Get With Merchant Payments Group
We built our pricing around what business owners told us they wanted from a payment processor: clarity, no surprises and someone to call.
- Pricing in plain terms
- No hidden fees
- No long-term contracts
- No cancellation fees
- A real person to call
- Free statement review
Pricing Questions
How much does credit card processing cost?
Costs depend on your card mix, sales volume and how you take payments. We review your current statement and show you exactly what you’d pay with us before you decide anything.
Why don't you list your rates?
Because a rate that fits one business can be wrong for another. Reviewing your actual statement lets us give you a real number instead of a teaser rate.
Do I have to sign a contract?
No. We don’t lock you into long-term contracts or charge cancellation fees.
Is the statement review free?
Yes. The cost-saving analysis is free and there’s no obligation to switch.
See What You're Really Paying
Send us a recent processing statement and we’ll walk you through every fee, with no obligation to switch.